I. Defensive Investment Management
Our Investment Philosophy Prioritizes Defense Over Carelessness
“The single greatest way to compound capital is to avoid losses” ~ Warren Buffett
As such, you won't find “cookie cutter” portfolio strategies at Peristyle. Instead, we've developed an enhanced "Endowment Style" approach that avoids illiquid instruments. We aim to preserve wealth during protracted market downturns so that clients can then have readily available capital to seize potential opportunities.
II. Astute Financial Planning
We Tirelessly Seek to Help Clients Identify & Mitigate "Wealth Destroyers"
"Generational wealth starts with one risk taker." ~ Apocryphal
Life can be turned upside down in an instant by financially ruinous trap doors that are often-overlooked by other firms. That's why every new relationship with Peristyle begins with a deeply personal risk assessment.
Wealth Destroyer #1: Lack of Coordinated Planning
Our clients have complex financial lives. We help them to simplify where possible and to save them time by acting as the "Financial Directors" of their lives.
As such, we coordinate with their attorneys, CPAs, and other experts to keep strategies aligned and operating at peak efficiency - all behind the scenes so our clients can maximize their time.
Wealth Destroyer #2: Estate Taxes
Without decisive action, the federal government can, and will take a ~40% bite out of large generational legacies as they are transferred.
In fact, as current law is written, the estate tax exemption limit is slated to be cut in half by the end of 2025.
In response, we leverage layered estate tax mitigation strategies to keep as much of our clients’ wealth in the family as possible.
Wealth Destroyer #3: Inflation
Inflation is known as the silent killer because it quietly erodes the value of a “safe” portfolio over time. We help our clients fight inflation through responsible growth while carefully managing risk.
In fact, we can help you specifically to identify what may be some generational opportunities to reposition in the current landscape.
How We Charge
Transparency Matters!
That is why Peristyle offers a "fee-only" model for the majority of its services and posts these fees for the world to see.
Under a fee-only model, Peristyle neither generates nor receives commissions based on trading activity, recommendations, or asset allocation.
Instead, clients are charged a mutually agreed upon percentage fee based on the assets under Peristyle's advisement and the services selected.
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SERVICES PROVIDED |
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Assets Managed |
Investment Management |
Financial Planning |
Both |
|
Under $7.5 million |
0.85% |
0.15% |
1.00% |
|
Next $7.5 - $15 million |
0.75% |
0.10% |
0.85% |
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Next $15 - 22.5 million |
0.65% |
0.05% |
0.70% |
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Over $22.5 million |
Custom |
Custom |
Custom |